• Home | 
• Managing debt | 
• Mis-sold a package | 
• Reclaim bank charges | 
• About us | 
• Contact us

Where you can show that you were not made aware of
certain facts you may be in a position to make a claim
for compensation. This can be complex but Solar has the
expertise to make it work for you.

Mis-sold a Personal Pension
Mis-selling occurred between 1988 and 1994 when people who would have been better off in their employer’s pension scheme were advised either to leave or not to join their employer’s scheme or when they transferred pension benefits from a previous employer’s scheme and took out a personal pension plan instead.

The opportunity for people to leave the Second State Pension Scheme, and its predecessor Serps, was a flagship policy of the Conservative government which wanted to encourage private pension saving. The entire policy of encouraging people to leave the Second State Pension Scheme is now widely regarded as a mistake. In August 2005 the FSA itself warned that "contracted-out" savers were likely to receive £4 a week less in pension than someone who had never opted out.

If you have a policy you are concerned about, why not give as a call us and we can give you free, impartial advice.